loan against gold

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Personal Finance

Gold Loan or Gold Sale? 50 Grams, ₹7 Lakh, Two Different Answers

Gold is about 41% dearer than a year ago, so the jewellery in your locker raises more cash than it ever has. Pledging it and selling it are not the same decision, and since April 2026 a new RBI rule book governs one of them.

11 min read