RBI

11 articles filed under this tag.

Economy

India's $729 Billion Forex Record Has a Catch Most Investors Missed

India's foreign exchange reserves hit a record $729.3 billion, but most of the eight-week surge was borrowed through the RBI's concessional swap window, which shuts on 31 August. Here is what that means for the rupee, bank margins and 2029.

14 min read

Fintech

Zerodha's Flat Year Exposes India's ₹1.51 Lakh Crore Margin Habit

India's combined MTF book hit a record ₹1.51 lakh crore on the same day Zerodha disclosed a second flat year. The country's brokers have quietly swapped trading fees for interest income, and half the collateral behind that lending is illiquid.

13 min read

Finance

RBI's New Loan-Pricing Rules Will Reshape Every Indian Borrower's EMI

The Reserve Bank of India's draft Interest Rates on Loans and Advances Directions, 2026 cap floating-rate resets at three months, freeze non-credit spreads for three years and force retail loans onto external benchmarks. A full breakdown of what changes for borrowers, banks and markets.

10 min read

Finance

India's FX War Chest Nears Record as Oil Risk Looms

India's foreign exchange reserves jumped $10.5bn to $692.87bn, the biggest weekly gain since January, as the RBI rebuilds its currency-defence firepower ahead of a fragile oil market. We unpack what the numbers really say.

11 min read

Finance

RBI Moves to End NBFC Revolving Credit

The RBI's draft to bar non-bank lenders from offering revolving credit wiped ₹55,000 crore off the Bajaj group. We unpack the rule, the mechanics of flexi loans, and what it means for NBFC growth, margins and systemic risk.

11 min read

Finance

RBI Holds at 5.25%: Growth Up, Inflation Down

The RBI held its repo rate at 5.25% on 5 August 2026, raised its FY27 growth forecast to 6.7% and cut inflation to 5%, anchoring a second week of equity gains, firmer rupee and returning foreign inflows.

10 min read